Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.70%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.09%
- $477.88
- 2.79%
- $462.54
- $15.34
-
- 1 Year
- 3.14%
- $480.46
- 1.74%
- $411.01
- $69.45
-
- 2 Years
- 3.19%
- $483.05
- 1.69%
- $408.64
- $74.41
-
- 3 Years
- 3.49%
- $498.74
- 1.69%
- $408.64
- $90.10
-
- 4 Years
- 3.74%
- $512.02
- 1.74%
- $411.01
- $101.01
-
- 5 Years
- 4.59%
- $558.49
- 1.79%
- $413.39
- $145.10
-
- 7 Years
- 5.35%
- $601.69
- 2.54%
- $449.96
- $151.73
-
- 10 Years
- 5.60%
- $616.23
- 2.94%
- $470.17
- $146.05
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a Big Bank or from a licensed Mortgage Broker.
While a bank is limited to only the products from their particular institution, a licensed Mortgage Broker sends millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Please contact me to evaluate the options for your mortgage success.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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I'm Interested!Michael is a very thorough Mortgage broker with a keen attention to detail. He went above and beyond to get us the best rate possible, and honestly made an intimidating process rather straightforward. His efforts continued throughout the entire process, and didn’t stop until everything was in place. The crazy part is he didn’t charge me a dime – I don’t understand why you wouldn’t want to use his services! Top quality Mortgage broker. —-CR
I have worked with Michael on a number of different files and I am always impressed by how thorough he is and how well he knows each one of his files. Anytime we have a mutual client Michael regularly checks in to ensure that his client is being properly looked after and to confirm that everything is going smoothly.
I have no hesitation recommending my clients, friends and family to Michael.—- JV
Michael helped my wfie and I navigate the experience of buying our first house. He was knowledgeable and very patient with us both. I highly recommend securing a mortgage with Mike James. —- JL
“Working together with Mike allowed me to be secure in the knowledge that my best interests were being looked after. His understanding of what I needed was invaluable in getting me the mortgage that was a perfect fit. From beginning to end my dealings with Mike were top drawer. Thank you for getting me such a great rate & saving me so much money.” SS
Michael James is exactly the type of mortgage professional you want in your corner. Michael is constantly in tune with ever changing rules and rates in the Mortgage Industry. His tireless work ethic and focus to make sure your mortgage fits what you need makes him a leader in the industry. I fully endorse Michael and recommend him to my clients and friends. I just remind them when it comes to their mortgage Think Michael! —- MS