Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 2.19%
- $432.68
- $29.86
-
- 2 Years
- 2.94%
- $470.17
- 1.99%
- $422.97
- $47.20
-
- 3 Years
- 3.49%
- $498.74
- 2.34%
- $440.04
- $58.71
-
- 4 Years
- 3.74%
- $512.02
- 2.49%
- $447.47
- $64.55
-
- 5 Years
- 4.59%
- $558.49
- 2.59%
- $452.46
- $106.03
-
- 7 Years
- 5.35%
- $601.69
- 2.94%
- $470.17
- $131.52
-
- 10 Years
- 5.60%
- $616.23
- 3.30%
- $488.77
- $127.45
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a Big Bank or from a licensed Mortgage Broker.
While a bank is limited to only the products from their particular institution, a licensed Mortgage Broker sends millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Please contact me to evaluate the options for your mortgage success.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
We’ve worked with Michael James to secure our last two mortgages, and wouldn’t hesitate to work with him again, or to recommend him to others (in fact, we regularly do recommend him to others). He works hard on his clients’ behalf, and he’s extremely knowledgeable about the mortgage and real estate biz. A great person to have in your corner when you’re navigating the volatile waters of house-ownership in Vancouver! —- LB
We worked with Michael when it became time to renew our mortgage. He very patiently and expertly walked us through the various options, their pros and cons and ultimately helped us select a great deal. His professionalism and huge personality instilled great confidence, my wife and I trust him completely. Such a great guy, and a pleasure to work with. Highly recommended! —- C
Michael first assisted me after I had purchased my first home and he explained that there were much more attractive interest rates available. He quickly and professionally guided me through the necessary steps that inevitably saved me piles of money and years off of my mortgage. From that point on Michael assisted me with several more transactions and in each case he demonstrated his professionalism and experience. I’m a client for life and I can confidently say that if you speak to him for 10 minutes you will understand why. —- AM
Michael is a very thorough Mortgage broker with a keen attention to detail. He went above and beyond to get us the best rate possible, and honestly made an intimidating process rather straightforward. His efforts continued throughout the entire process, and didn’t stop until everything was in place. The crazy part is he didn’t charge me a dime – I don’t understand why you wouldn’t want to use his services! Top quality Mortgage broker. —-CR
It gives me great pleasure to be able to offer the recommendation for the services that Mr Michael James provided us during the purchase our home. Mike was very professional throughout the process taking the time to explain our various options given our circumstances. However, what I found to be most impressive was that he provided these services with a personal touch taking the time to address all of our concerns and questions throughout the whole process. I highly recommend Mike’s services to anyone interested in purchasing a new home. —- TM