Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.55%
Current prime rate is
5.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.34%
- $660.15
- 6.19%
- $651.14
- $9.01
-
- 1 Year
- 5.69%
- $621.50
- 5.39%
- $604.00
- $17.49
-
- 2 Years
- 5.59%
- $615.64
- 5.39%
- $604.00
- $11.64
-
- 3 Years
- 5.59%
- $615.64
- 5.04%
- $583.88
- $31.76
-
- 4 Years
- 5.79%
- $627.38
- 5.04%
- $583.88
- $43.49
-
- 5 Years
- 6.14%
- $648.15
- 4.84%
- $572.53
- $75.62
-
- 7 Years
- 6.40%
- $663.77
- 5.64%
- $618.57
- $45.21
-
- 10 Years
- 6.65%
- $678.94
- 5.80%
- $627.97
- $50.98
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a Big Bank or from a licensed Mortgage Broker.
While a bank is limited to only the products from their particular institution, a licensed Mortgage Broker sends millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Please contact me to evaluate the options for your mortgage success.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
“Working together with Mike allowed me to be secure in the knowledge that my best interests were being looked after. His understanding of what I needed was invaluable in getting me the mortgage that was a perfect fit. From beginning to end my dealings with Mike were top drawer. Thank you for getting me such a great rate & saving me so much money.” SS
It gives me great pleasure to be able to offer the recommendation for the services that Mr Michael James provided us during the purchase our home. Mike was very professional throughout the process taking the time to explain our various options given our circumstances. However, what I found to be most impressive was that he provided these services with a personal touch taking the time to address all of our concerns and questions throughout the whole process. I highly recommend Mike’s services to anyone interested in purchasing a new home. —- TM
Michael helped my wfie and I navigate the experience of buying our first house. He was knowledgeable and very patient with us both. I highly recommend securing a mortgage with Mike Ja
Michael is a very thorough Mortgage broker with a keen attention to detail. He went above and beyond to get us the best rate possible, and honestly made an intimidating process rather straightforward. His efforts continued throughout the entire process, and didn’t stop until everything was in place. The crazy part is he didn’t charge me a dime – I don’t understand why you wouldn’t want to use his services! Top quality Mortgage broker. —-CR
I have worked with Michael on a number of different files and I am always impressed by how thorough he is and how well he knows each one of his files. Anytime we have a mutual client Michael regularly checks in to ensure that his client is being properly looked after and to confirm that everything is going smoothly.
I have no hesitation recommending my clients, friends and family to Michael.—- JV