Mortgage Types 101
February 9, 2024
Each Office Independently Owned & Operated
There are generally two ways to get a mortgage in Canada: From a Big Bank or from licensed Mortgage Professional Michael James of DLC Mortgage Evolution.
While a bank is limited to only the products from their particular institution, a licensed Mortgage Broker sends millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Please contact me to evaluate the options for your mortgage success.
February 9, 2024
February 2, 2024
January 26, 2024
Michael James is exactly the type of mortgage professional you want in your corner. Michael is constantly in tune with ever changing rules and rates in the Mortgage Industry. His tireless work ethic and focus to make sure your mortgage fits what you need makes him a leader in the industry. I fully endorse Michael and recommend him to my clients and friends. I just remind them when it comes to their mortgage Think Michael! —- MS
It gives me great pleasure to be able to offer the recommendation for the services that Mr Michael James provided us during the purchase our home. Mike was very professional throughout the process taking the time to explain our various options given our circumstances. However, what I found to be most impressive was that he provided these services with a personal touch taking the time to address all of our concerns and questions throughout the whole process. I highly recommend Mike’s services to anyone interested in purchasing a new home. —- TM
I have worked with Michael on a number of different files and I am always impressed by how thorough he is and how well he knows each one of his files. Anytime we have a mutual client Michael regularly checks in to ensure that his client is being properly looked after and to confirm that everything is going smoothly.
I have no hesitation recommending my clients, friends and family to Michael.—- JV
We’ve worked with Michael James to secure our last two mortgages, and wouldn’t hesitate to work with him again, or to recommend him to others (in fact, we regularly do recommend him to others). He works hard on his clients’ behalf, and he’s extremely knowledgeable about the mortgage and real estate biz. A great person to have in your corner when you’re navigating the volatile waters of house-ownership in Vancouver! —- LB
Michael first assisted me after I had purchased my first home and he explained that there were much more attractive interest rates available. He quickly and professionally guided me through the necessary steps that inevitably saved me piles of money and years off of my mortgage. From that point on Michael assisted me with several more transactions and in each case he demonstrated his professionalism and experience. I’m a client for life and I can confidently say that if you speak to him for 10 minutes you will understand why. —- AM
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