Mortgage Types 101
February 9, 2024
Each Office Independently Owned & Operated
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a Big Bank or from licensed Mortgage Professional Michael James of DLC Mortgage Evolution.
While a bank is limited to only the products from their particular institution, a licensed Mortgage Broker sends millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Please contact me to evaluate the options for your mortgage success.
February 9, 2024
February 2, 2024
January 26, 2024
Michael helped my wfie and I navigate the experience of buying our first house. He was knowledgeable and very patient with us both. I highly recommend securing a mortgage with Mike James. —- JL
We’ve worked with Michael James to secure our last two mortgages, and wouldn’t hesitate to work with him again, or to recommend him to others (in fact, we regularly do recommend him to others). He works hard on his clients’ behalf, and he’s extremely knowledgeable about the mortgage and real estate biz. A great person to have in your corner when you’re navigating the volatile waters of house-ownership in Vancouver! —- LB
“Working together with Mike allowed me to be secure in the knowledge that my best interests were being looked after. His understanding of what I needed was invaluable in getting me the mortgage that was a perfect fit. From beginning to end my dealings with Mike were top drawer. Thank you for getting me such a great rate & saving me so much money.” SS
It gives me great pleasure to be able to offer the recommendation for the services that Mr Michael James provided us during the purchase our home. Mike was very professional throughout the process taking the time to explain our various options given our circumstances. However, what I found to be most impressive was that he provided these services with a personal touch taking the time to address all of our concerns and questions throughout the whole process. I highly recommend Mike’s services to anyone interested in purchasing a new home. —- TM
I’ll get right to the point, if you have come across Michael James via a friend or colleague as a reference, or managed to come across his company by chance, while looking for a broker?
You have come to the right place!
Michael and his team are not just mortgage brokers. They are a compassionate and caring team that goes above and far beyond, then what one might expect.
It was a pleasure to have them on our side working with us to arrange the best possible outcome that we could possibly imagine. Michael made us feel at ease with all necessary work that is required and guided us in the right direction for what would work best for our situation. I am confident he can do the same for you!
GS, North Vancouver, BC
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